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Buyers (especially first-time buyers) often think the best way to shop for a home is to drive around and call listing agents to get information about homes they think they like.
If you’re a buyer, that approach is the fastest way there is to end up with a herd of real estate agents pursuing you.
Because those listing agents will assume that you aren’t represented by your own buyer agent and do their best to convince you to work with them.
Those yard signs are nothing less than “bait” designed to lure you into calling the listing agent.
Driving around and calling listing agents is, by far, the most difficult way to find the right home.
The easy way to find the right home is to have your own buyer agent use their access to Intermountain MLS to find every available listing that matches your criteria.
Having one experienced, competent, responsive agent representing you will eliminate having to deal with listing agents frantically trying to get you to work with them.
Even more important is the fact that you should have your own buyer agent representing your best interests.
When you work with a listing agent, you’re working with the seller’s agent.
That listing agent has promised to get the highest price and most favorable terms for the seller; not you!
Can you spell c-o-n-f-l-i-c-t of i-n-t-e-r-e-s-t ???????
The best approach is to find and hire an experienced, competent, responsive buyer agent to represent you (and only you).
Then, let your buyer agent do the “homework” (pun intended) and search MLS for properties that match your criteria.
Doing so will make your life a lot easier, and you’ll be able to focus on the properties that are the best fit for you.
Best of all, having your own buyer agent costs no more because your buyer agent will be paid from the seller-paid commission.
Looking for that experienced, competent, responsive buyer agent I just mentioned?
My 43 years’ experience, combined with thousands of delighted past clients, is your assurance of amazing personal service.
References available upon request.
If you’re a serious buyer in search of strong buyer representation, give me a call at (208)938-5533 or e-mail me.
For home buyers, finding the right home is a big deal.
In fact, most buyers begin to look forward to closing escrow and moving into their new home when their offer is accepted.
But, for agents, the work begins when the seller accepts your offer.
Here’s what typically happens after your offer is accepted.
The first thing your agent will do after your offer is accepted is to open escrow.
This is a simple matter of sending a copy of the accepted offer to the designated escrow officer.
The title and escrow company will then complete a title search and process the transaction.
The home inspection is usually completed before ordering the appraisal to ensure that there are no serious issues with the home that could cause the transaction to fail.
The lender orders the appraisal from an independent 3rd party appraisal management company.
The lender is not allowed to select the appraiser or influence the outcome of the appraisal.
The purpose of the appraisal is to justify the value of the property for the loan; not to determine fair market value.
The lender processes your loan, including credit confirmation, employment verification, and collecting (lots of) documentation required for the loan.
Sign Final Closing Documents
After your lender has processed your loan, they will send your loan documents to escrow.
Your escrow officer will use those documents to prepare your final closing documents.
Both buyer and the seller will then sign your respective final closing documents.
After both buyer and seller have signed off, your lender will wire your loan funds into escrow.
When all funds required to close have been deposited into escrow, and your lender has authorized closing, the escrow officer will record the deed at the County Recorder’s Office, which constitutes “closing”.
Then, your agent will deliver the keys to your new home to you!
For more information on how to buy a home, please call me at (208)938-5533 or e-mail me.
I love helping homeless people! 😆
This is Part II of a two-part post
When your offer to purchase has been accepted by the seller, you will then go “into escrow”, during which time the following steps will be completed:
Simple, isn’t it?
This is Part I of a two-part post
There are many ways to approach buying a home.
As you might imagine, some methods work better than others.
Here’s how you can smoothly navigate your way and buy a home in Boise (or Meridian, Eagle, Kuna, Star, or Nampa!)
(see you tomorrow for Part II)